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About CardRateCheck

CardRateCheck helps UK small businesses work out what taking card payments will really cost them. It exists because card machine pricing is hard to compare: one provider charges a flat percentage, another a monthly fee plus a lower rate, another a fixed fee on every sale, and the cheapest choice depends on your takings and your typical sale.

Who runs it

CardRateCheck is run by HTML Studio, a web development business in Leicestershire. The calculators are built by Oliver Burton, a senior web developer who builds reporting and pricing tools for businesses, and also runs the consumer energy site EnergySwitch.co.uk. He writes the calculators, checks providers' prices and reviews every page.

What we do and don't do

How the site is paid for

Some providers pay us a commission when a business signs up through our links. That never changes the figures or the order. Full details are in how we make money.

Contact and business details

CardRateCheck is a trading name of HTML Studio, run by Oliver Burton, based near Ibstock, Leicestershire, UK. Email oliver@htmlstudio.co.uk or visit htmlstudio.co.uk.

Spotted a mistake?

If a price is out of date or something is wrong, please tell us. Corrections are handled under our editorial policy.

Last reviewed 14 October 2026 by Oliver Burton. Editorial policy.