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myPOS card machine fees
myPOS charges 1.10% + 7p on in-person payments with UK consumer cards for businesses taking under £10,000 a month, with no monthly fee. The Go 2 card machine costs £39 plus VAT.
Want to see how myPOS stacks up for your own takings? Use the card machine fees calculator, or see every provider on the comparison table.
myPOS at a glance
| Plan compared | Standard (under £10,000 a month) |
|---|---|
| Monthly fee | £0.00 (checked 14 October 2026) |
| In-person rate | 1.1% + 7p per sale (checked 14 October 2026) |
| Online / payment links | 1.3% + 15p per sale (checked 14 October 2026) |
| Amex / commercial cards | 2.45% |
| Reader (buy) | £39.00 (checked 14 October 2026) |
| Reader (rent) | £0.00 a month |
| Contract | None |
| Payouts | Same day |
What myPOS would cost: worked examples
Estimated monthly cost for three example businesses taking all payments in person, using the figures above.
| Example business | Per month | Effective rate | First year (incl. reader) |
|---|---|---|---|
| Low: £800/month, £15 average sale | £12.53 | 1.57% | £189.40 |
| Medium: £3,000/month, £20 average sale | £43.50 | 1.45% | £561.00 |
| Higher: £12,000/month, £35 average sale | £156.00 | 1.30% | £1,911.00 |
Who myPOS suits
- Mobile traders who want a standalone 4G card machine
- Small businesses that want takings available straight away
- Businesses that want no monthly fee or contract
Things to check before signing up
- American Express costs 2.45% + 7p and commercial or non-UK cards up to 2.85% + 7p
- Money settles into a myPOS e-money account, not your bank; moving it out may cost a fee
- The 7p fixed fee adds up if most of your sales are small
Check current prices on myPOS's website.
Compare myPOS with
- SumUp card machine fees
- Square card machine fees
- Zettle by PayPal card machine fees
- Dojo card machine fees
- takepayments card machine fees
- Teya card machine fees
- Stripe Terminal card machine fees
Frequently asked questions
Does myPOS charge a monthly fee?
Not on the Standard (under £10,000 a month) plan we compare, according to its UK pricing page when we last checked.
Is myPOS the cheapest option for my business?
It depends on your takings and average sale. Put your own figures into the card machine fees calculator to see where myPOS ranks for you.
Where do these myPOS prices come from?
myPOS's own UK pricing and help pages (listed under Sources below), on the date shown next to each figure. Prices change, so always confirm on myPOS's site before you sign up.
Sources and last checked
- myPOS UK pricing — checked 14 October 2026
- myPOS: portable card machines — checked 14 October 2026
Last reviewed 14 October 2026 by Oliver Burton. Editorial policy.