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takepayments card machine fees

takepayments does not publish its rates. It builds a pricing package for each business after a call or visit, on a 12-month contract, with card processing handled by a separate acquiring bank.

What does takepayments charge?

takepayments doesn't publish its prices. It builds a pricing package for each business after a call and a visit, based on the card machine, the cards you take and your turnover, on a 12-month contract. Card processing runs through a separate acquiring bank, which sets the transaction charges and other fees, so get the full fee schedule in writing before you sign.

Want to see how takepayments stacks up for your own takings? Use the card machine fees calculator, or see every provider on the comparison table.

takepayments at a glance

takepayments prices individually, so we can't rank it against published prices. Contact them directly for a quote.

Plan comparedQuote-based
Monthly feeQuote only (checked 19 October 2026)
In-person rateQuote only (checked 19 October 2026)
Online / payment linksQuote only (checked 19 October 2026)
Amex / commercial cardsQuote only
Reader (buy)Quote only (checked 19 October 2026)
Reader (rent)Quote only a month
Contract12 months
Payouts1 working day

What takepayments would cost: worked examples

Estimated monthly cost for three example businesses taking all payments in person, using the figures above.

Example businessPer monthEffective rateFirst year (incl. reader)
Low: £800/month, £15 average saleQuote-based
Medium: £3,000/month, £20 average saleQuote-based
Higher: £12,000/month, £35 average saleQuote-based

Who takepayments suits

Things to check before signing up

Check current prices on takepayments's website.

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Frequently asked questions

What does takepayments charge?
takepayments doesn't publish rates. It says the price depends on the machine you choose, the type of card payments you take and your turnover, and it quotes after a call and a visit. Transaction charges are set under a separate contract with an acquiring bank.
Does takepayments have monthly fees?
Its rates and machine costs are quote-only, so ask for any monthly terminal rental or minimum charges in writing. You'll sign a separate acquiring bank contract, under which transaction charges and other fees apply.
How long is a takepayments contract?
takepayments says its contract is 12 months. Check the exit fees and terminal rental terms before signing.
How fast does takepayments pay out?
Next working day, subject to the acquiring bank's terms and running the machine's banking function before the cut-off. Online pay pages and pay-by-link payments may take longer.
How do I compare a takepayments quote?
Work out your monthly cost from the quote, then put your takings into the card machine fees calculator to see what the published-price providers would charge.
Where do these takepayments prices come from?
takepayments's own UK pricing and help pages (listed under Sources below), on the date shown next to each figure. Prices change, so always confirm on takepayments's site before you sign up.

Sources and last checked

Last reviewed 19 October 2026 by Oliver Burton. Editorial policy.